표 3 기초통계량

구분 관찰수 평균 중위값 표준편차 최대값 최소값
Private 117 0.586 0.581 0.414 1.683 –0.596
Bank 117 0.592 0.528 0.484 2.167 –0.695
Public 117 0.869 0.799 1.196 5.936 –1.522
Bogeum 117 1.135 1.078 2.569 9.760 –6.803
Hprice 117 2.072 1.823 1.845 6.882 –1.099
Spread 117 –0.008 –0.014 0.088 0.480 –0.230
Income 117 2.720 3.410 5.890 20.421 –18.205